Reference Number: 
CTAS-1747

In understanding and developing a debt management program we must have a basic comprehension of the terminology used in the financial industry, as well as the theories, philosophies and our personal beliefs of how we view debt. You may not agree with all of the theories, philosophies, and even our assumptions and related conclusions of debt management, but you must be able to reconcile your understandings about debt management with that of your fellow policy makers.